人民银行：前三季度金融统计数据发布
（本文来自人民银行官网）
http://www.pbc.gov.cn/goutongjiaoliu/113456/113469/4109545/index.html
2020年前三季度金融统计数据报告
一、广义货币增长10.9%，狭义货币增长8.1%
9月末，广义货币(M2)余额216.41万亿元,同比增长10.9%，增速分别比上月末和上年同期高0.5个和2.5 个百分点；狭义货币(M1)余额60.23万亿元,同比增长8.1%，增速分别比上月末和上年同期高0.1个和4.7个百分点；流通中货币(M0)余额8.24万亿元,同比增长11.1%。前三季度净投放现金5181亿元。
二、前三季度人民币贷款增加16.26万亿元，外币贷款增加1125亿美元
9月末，本外币贷款余额175.49万亿元，同比增长12.8%。月末人民币贷款余额169.37万亿元，同比增长13%，增速与上月末持平，比上年同期高0.5个百分点。
前三季度人民币贷款增加16.26万亿元，同比多增2.63万亿元。分部门看，住户部门贷款增加6.12万亿元，其中，短期贷款增加1.53万亿元，中长期贷款增加4.6万亿元；企（事）业单位贷款增加10.56万亿元，其中，短期贷款增加2.71万亿元，中长期贷款增加7.25万亿元，票据融资增加4368亿元;非银行业金融机构贷款减少4720亿元。9月份，人民币贷款增加1.9万亿元，同比多增2047亿元。
9月末，外币贷款余额8994亿美元，同比增长12.5%。前三季度外币贷款增加1125亿美元，同比多增1076亿美元。9月份，外币贷款减少34亿美元，同比少减18亿美元。
三、前三季度人民币存款增加18.15万亿元，外币存款增加909亿美元
9月末，本外币存款余额216.86万亿元，同比增长10.7%。月末人民币存款余额211.08万亿元，同比增长10.7%，增速分别比上月末和上年同期高0.4个和2.4个百分点。
前三季度人民币存款增加18.15万亿元，同比多增4.93万亿元。其中，住户存款增加9.95万亿元，非金融企业存款增加5.49万亿元，财政性存款增加6278亿元，非银行业金融机构存款增加4765亿元。9月份，人民币存款增加1.58万亿元，同比多增8633亿元。
9月末，外币存款余额8487亿美元，同比增长15.9%。前三季度外币存款增加909亿美元，同比多增862亿美元。9月份，外币存款增加292亿美元，同比多增279亿美元。
四、9月份银行间人民币市场同业拆借月加权平均利率为1.8%，质押式债券回购月加权平均利率为1.93%
前三季度银行间人民币市场以拆借、现券和回购方式合计成交1041.68万亿元，日均成交5.54万亿元，日均成交同比增长17.5%。其中，同业拆借日均成交同比下降2.7%，现券日均成交同比增长25.4%，质押式回购日均成交同比增长19.8%。
9月份同业拆借加权平均利率为1.8%，分别比上月和上年同期低0.24个和0.75个百分点；质押式回购加权平均利率为1.93%，分别比上月和上年同期低0.13个和0.63个百分点。
五、国家外汇储备余额3.14万亿美元
9月末，国家外汇储备余额为3.14万亿美元。9月末，人民币汇率为1美元兑6.8101元人民币。
注1：当期数据为初步数。
注2：自2015年起，人民币、外币和本外币存款含非银行业金融机构存放款项，人民币、外币和本外币贷款含拆放给非银行业金融机构的款项。
注3：报告中的企（事）业单位贷款是指非金融企业及机关团体贷款。
http://www.pbc.gov.cn/en/3688247/3688978/3709137/4110033/index.html
Financial Statistics Report (Q1-Q3 2020)
1. Broad money and narrow money rose by 10.9 percent and 8.1 percent respectively
At end-September, broad money supply (M2) stood at RMB216.41 trillion, increasing by 10.9 percent year on year, up 0.5 percentage points from a month earlier and 2.5 percentage points from a year earlier. Narrow money supply (M1), at RMB60.23 trillion, rose by 8.1 percent year on year, up 0.1 percentage points from a month earlier and 4.7 percentage points from a year earlier. The amount of currency in circulation (M0) was RMB8.24 trillion, increasing by 11.1 percent year on year. The first three quarters saw a net money injection of RMB518.1 billion.
2. RMB loans and foreign currency loans increased by RMB16.26 trillion and USD112.5 billion respectively in Q1-Q3
At end-September, outstanding RMB and foreign currency loans totaled RMB175.49 trillion, up 12.8 percent year on year. Outstanding RMB loans grew by 13 percent year on year to RMB169.37 trillion, a rate unchanged from a month earlier but 0.5 percentage points faster than a year earlier.
RMB loans expanded by RMB16.26 trillion in the first three quarters, RMB2.63 trillion more than the growth in the same period last year. By sector, household loans rose by RMB6.12 trillion, with short-term loans and medium and long-term (MLT) loans increasing by RMB1.53 trillion and RMB4.6 trillion, respectively; loans to enterprises and public institutions grew by RMB10.56 trillion, with short-term loans, MLT loans and bill financing increasing by RMB2.71 trillion, RMB7.25 trillion and RMB436.8 billion, respectively; loans to non-banking financial institutions dropped by RMB472 billion. In September, RMB loans rose by RMB1.9 trillion, RMB204.7 billion more than the growth in the same period last year.
At end-September, outstanding foreign currency loans stood at USD899.4 billion, up 12.5 percent year on year. In the first three quarters, foreign currency loans grew by USD112.5 billion, USD107.6 billion more than the growth in the same period last year. In September, foreign currency loans fell by USD3.4 billion, moderating the decline in the same period last year by USD1.8 billion.
3. RMB deposits and foreign currency deposits grew by RMB18.15 trillion and USD90.9 billion respectively in Q1-Q3
At end-September, the outstanding amount of RMB and foreign currency deposits was RMB216.86 trillion, up 10.7 percent year on year. RMB deposits recorded an outstanding amount of RMB211.08 trillion, rising by 10.7 percent year on year, up 0.4 percentage points from a month earlier and 2.4 percentage points from a year earlier.
In the first three quarters, RMB deposits registered an increase of RMB18.15 trillion, RMB4.93 trillion more than the growth in the same period last year. Specifically, household deposits, deposits of non-financial enterprises, fiscal deposits and deposits of non-banking financial institutions rose by RMB9.95 trillion, RMB5.49 trillion, RMB627.8 billion and RMB476.5 billion, respectively. In September, RMB deposits saw a growth of RMB1.58 trillion, surpassing that in the same period last year by RMB863.3 billion.
At end-September, the outstanding amount of foreign currency deposits was USD848.7 billion, up 15.9 percent year on year. In the first three quarters, foreign currency deposits increased by USD90.9 billion, USD86.2 billion more than the growth in the same period last year. In September, foreign currency deposits rose by USD29.2 billion, USD27.9 billion more than that recorded in the same period last year.
4. The monthly weighted average interest rates for interbank RMB lending and bond pledged repos stood at 1.8 percent and 1.93 percent respectively in September
In the first three quarters, lending, cash bond and repo transactions in the interbank RMB market totaled RMB1041.68 trillion, with the daily average increasing by 17.5 percent year on year to RMB5.54 trillion. Specifically, the average daily turnovers of cash bond trading and pledged repo trading climbed by 25.4 percent and 19.8 percent year on year, respectively, while that of interbank lending fell by 2.7 percent year on year.
In September, the monthly weighted average interbank lending rate stood at 1.8 percent, down 0.24 percentage points month on month and 0.75 percentage points year on year. The monthly weighted average interest rate for pledged repos was 1.93 percent, down 0.13 percentage points month on month and 0.63 percentage points year on year.
5. Official foreign exchange reserves stood at USD3.14 trillion
At end-September, China’s foreign exchange reserves stood at USD3.14 trillion, and the USD/CNY exchange rate was 6.8101.
Notes:
1. Data for the current period are preliminary.
2. Starting from 2015, deposits of non-banking financial institutions have been included in RMB deposits, foreign currency deposits and deposits in RMB and foreign currencies; lending to non-banking financial institutions has been included in RMB loans, foreign currency loans and loans in RMB and foreign currencies.
3. “Loans to enterprises and public institutions” in this report refers to loans to non-financial enterprises, government agencies and organizations.
